Sandy at Grandma's Frugal Days shared her money savings goals and asked her readers to do the same. So here are mine:
~ Add $2,000 to savings ($166/month)
~ Pay off CC#2 with a balance of $5,271.41
Anesthesia bill $920.00
ER bill $1,145.00
~ Keep grocery budget at $500/month or less for the four of us, including pet foods and non-food items. This also includes any entertaining that we will do.
~ I am aiming to have a zero dollar Christmas in 2015 by using Swagbucks, SavingStar, and cashback on CC#1 (which will be paid off by the end of this month...WooHoo!)
~ To lower utility bills (electric and water) by 10%
~ To have four no-drive days per week in order to save on gas and car maintenance.
~ We are selling Alfred's motorcycle (to clear that debt) and his tool box to (to replace living room floor with tile).
~ Pack Alfred's lunch 4 days out of 5 each week.
~ We have budgeted $100 to spend on birthday gifts for our children.
~ I will strive to carefully budget our finances each month and monitor spending, as well as look for additional ways to save money and reduce outgoing expenses.
Do you have any money goals for 2015 that you would like to share?