Friday, December 27, 2013

Ways to Reduce Expenses


Source: Pinterest



There are many ways to reduce expenses, but it is imperative to figure out what is not that important to you and start there to cut costs.

Laundry: I am not brand loyal when it comes to laundry detergent. All I care is that my clothes are clean. I found this recipe for No Grate Homemade Laundry Detergent that I plan to try as soon as my current bottle runs out. Wash in cold water and only wash full loads. Line dry clothing or use drying racks.

Clothing: My best friend always dresses fabulously and she shops mostly at thrift and secondhand shops. I do the same as I hate paying retail prices. Know your body shape and accentuate the positives. Accessories make the outfit complete. When you buy an item, make sure it can mix and match with other items you already own.

Utilities: Conserving electricity by sealing air leaks with caulking and/or weatherstripping reduces utility bills. Don't leave the tap running while brushing your teeth, etc. Take short showers. Lower the water heater temp to 120 degrees. Use the microwave instead of the oven whenever possible.

Beauty: Do you really need high-priced shampoo/conditioner, cosmetics, skin care products? Would the less expensive brands work just as well? 

Household Products: You can make household cleaners for pennies and they are better for the environment as well. Liquid hand soap, dish-washing detergent, stain remover, carpet freshener, scum remover, and more. Google for recipes and instructions. 

Fuel and Car Expenses: Pump gas as early in the day as you can to prevent it from expanding as the day heats up meaning you get less gas for your money. Drive the speed limit. Coast to a stop instead of braking quickly. Gently accelerate. Maintain your vehicle with regular oil changes, new air filter/spark plugs, and checking tire pressure. Keep only emergency roadside essentials in your trunk. Use GasBuddy.com to find the cheapest fuel prices.

Food: Buy less expensive cuts of meat. Eat a couple meatless meals each week. Shop the sales. Cook/bake from scratch. Avoid processed/junk foods. Buy fruits/veggies in season. Grow your own herbs and veggies. Learn to preserve the abundance. Buy generic brands. Do not let leftovers go to waste. 

Entertainment: Invite friends over for a potluck dinner. Borrow books and dvds from the library. Rent a movie from Redbox and pop popcorn at home. Go to free community events. Play board games or cards. Go to free historical museums. Picnic in the park or at the beach/lake/river. Go camping. 

By reducing expenses on the things that are not that important to you, you can then direct your money towards your goals and the things that matter most!

Have less. Do more.

2 comments:

FlowerLady Lorraine said...

Great tips Tracy ~ some my husband and I practiced for years.

I wish you well on this journey of living with less. You can do it, you can pay off debt and you can take care of projects too.

Have a great 2014 ~ FlowerLady

katytrackslife said...

You are spot on - start with priorities and work back from there. Brilliant advice!