Over the next four months I will have four of our debts paid off. I am so excited about this! I have diligently worked to eliminate as much debt as I can while Alfred has been deployed.
If I snowball these eliminated payments onto the next debt and continue on like so, we can be completely debt-free (including the house!) in 5 years. So that's our goal.
That means I'll be using all of the frugal tricks I have up my sleeve to make this a reality and learning a few new ones too. I want to bless my hard-working husband with freedom.
Some of the ways I plan to do this are:
~ Cook and bake from scratch.
~ Have Alfred put me up a clothesline and dry our clothes outdoors in the fresh air and sunshine.
~ Stockpile the pantry with baking supplies, meats, canned goods, non-perishables, and toiletries.
~ Plant vegetable and herb gardens next year. Freeze or can the extra produce.
~ Free/inexpensive family outings: community events, free museum days, nature trails, beaches, parks, zoo, etc.
~ Check thrift stores, consignment shops, and yard sales first for my family's clothing needs. Why pay retail when you don't have to?
~ Buy secondhand wherever possible.
~ Tracking our expenses to see where we can reduce or eliminate unnecessary expense.
~ Using a cash budget for shopping.
~ Starting a compost pile to fertilize the garden.
There are many ways to economize and I don't find this a hardship at all - not when we are working towards a big goal that will provide freedom and such stress relief.