Saturday, May 22, 2010

Hard Times and Priorities

Times are hard and though I've done everything I can to make ends meet, it is not enough. In my husband's line of work (a diesel mechanic) if there no work coming in, he doesn't get paid and work has been dreadfully slow and his pay is variable so we never know what his checks will be. What's a person to do?

We'll have to economize as much as we possibly can and prioritize our bills, focusing on our basic needs. That means making sure the mortgage is paid so we have a place to live, utilities so we have electricity and water, groceries to maintain our strength and physical health, transportation and auto insurance, and gas to get to and from work.

We'll call the creditors that we are unable to pay to see if they will work with us and I'll keep detailed notes of all calls and correspondance. Hopefully things will turn around soon, but in the meantime, will you keep us in your prayers please?

For inspirational reading on this subject, please visit Brenda's blog. It's one of my favorites!



cocosparkle said...

My thoughts are with you. *hug*

Rose Haven said...

We'll be praying, Tracy...

Jan & Tom

FlowerLady said...

Tracy ~ We've been living more frugally the last year and a half with the economy the way it's been. We have had to cut back on spending, and we're surviving. It is a challenge.

May you feel God's love and peace surrounding you in these rough times.


Carolyn said...

Lots of prayers coming your way. Things WILL get better you'll see. The Lord never gives us more than we can handle and your strength and faith will shine through this hard time.

Sandcastle Momma said...

We'll be saying lots of prayers.
I can appreciate the stress you're under. Even though oil hasn't reached our beaches Destin has been hit hard and a lot of tourists are cancelling their vacations. And realtors aren't taking listings so we haven't had work all month. My mother keeps telling me to pray hard and remember that this too shall pass.
And it will - we just have to stay sane in the mean time LOL

Good luck and you'll be in our prayers.

Wendy said...

My prayers are definitely with you and with all the other families out there who are finding things hard right now. It's a real test of your faith, I know. Don't give up. Your priorities are right on. Shelter, food, transportation. I have found myself doing the same, paring back to ease up a little extra money, working overtime, cutting corners. Good luck, God bless you, you are a trooper and an inspiration, Tracy!

sarah said...

I am so sorry times are hard for you. I will keep you in my heart.

Lyn said...

I'm new to your blog and really appreciate your positive and uplifting attitude! You have encouraged me!

So sorry to hear that your family is struggling a bit and I know that is so common these days.

My whole life I've been very frugal out of necessity. I try to deal with it with a positive attitude too. Whining and complaining about it does nothing to change the situation. I also figure many are struggling too, not just a select few.

I would love to correspond with you to see if I could help you with advice in any way. Have you contacted the utilities to see if you can qualify for a low-income rate, for example?

Please leave me a comment on my blog with an email (I won't publish it). I pray that things get better for you and your family soon.

Many of the things you write are in my heart too, so thank you for sharing, and please continue to post your heart-felt thoughts. I really admire your blog and especially you.

Sincerely, Lyn

Stephani said...

I will most definitely pray for you Tracy. Thanks for sharing and giving us the opportunity to lift you up to OUR Father.

gail said...

I will be praying for you and your family. Especially that your husband gets constant work. Hold tight to His Word Tracy. This is one of life's challenges. I try to treat it as a sort of challenge game: to live on as little as possible. I also try to eat from the garden. Things like spinach and lettuce are easy and quick to grow. I cook from scratch when I can and use things like cooked oats for breakfast. Please remember my thoughts and prayers are with you, even though you don't know me, as are so many of your dear cyber wave friends. Keep us posted so we can lift any specific needs to the Lord for you.

Blessings Gail.

Laurie said...

We have been going through rough times as well ~ we really need to get a handle on our finances.
Keeping you in my thoughts and prayers.