Friday, October 31, 2014

One Step Closer To My Goals





I am so excited! I have reached one of the goals I set for myself. It was to have $500 in savings by the end of the year. That is done!

We also now have Tricare insurance.

My other goal is to have CC#1 paid off by the end of the year. It now has a balance of $936.73. This is one is going to be a stretch to accomplish in 8 weeks, but I'm going to do my best to make it happen.


Wednesday, October 29, 2014

How To Cope With Hard Days




Some days are just hard. You may feel like giving up and that all hope is lost. Perhaps your dealing with relationship troubles, financial struggles, stress at work, or family issues. No matter what the issue, in time this too shall pass, but how to cope in the meantime?

Be gentle with yourself. 
Do the bare minimum of what needs to be done that day. Banish negative self-talk. 

Eat nourishing foods. 
It is easier to grab junk or even skip eating altogether. Please don't. Your body needs good food to fuel energy. Grab a banana for breakfast, have a salad with tuna for lunch, and warm up a can of soup for dinner. Keep it simple.

Have a good cry.
Sometimes you just need to let it all out. Tears can be cleansing to the soul.

Go to bed early.
Hard days are emotionally draining. Don't fight against it. You need to rest.

Let it go. 
What will be, will be. Do what you can and then let the outcome go. 

Don't give up self-care.
Dress cute. Do your makeup and hair. No matter what we must keep up our appearance, lest we spiral deeper into depression.

And most importantly, remember...

You are stronger than you think you are!
Tough times don't last, but tough people do. You can handle whatever comes your way. Just take it one day at a time.


Monday, October 27, 2014

Working On the Master Bedroom






I had the day off work and focused on cleaning our bedroom. 

We recently bought our first brand new bed in twenty-two years of marriage. Ours new bed is king size. Until now we've always had a full size. 

As I am cleaning, I keep thinking about what else I can get rid of. I want spacious rooms with as little furniture as possible. 

Since I have begun decluttering and simplifying my life, I have noticed I do not visit shops for retail therapy (not that I ever did very much of that before). I do not want to add anything to my life that I will later discard.

So I just keep peeling away the layers of excess while making plans to spruce up each room with the colors of the sea, textured fabrics, framed (inexpensive) art, cleared surfaces....

Simple.
Luxurious.
Tranquil. 

I refuse to settle for just any old thing. The things I now buy must be beautiful and useful, whether it be clothing or home furnishings. I am willing to save my pennies in order to do so. I believe in quality over quantity.

Making progress, slowly but surely...


Sunday, October 26, 2014

Frugal Doings and Simplifying





Made my grocery list and menu before shopping.

Spent $82 on groceries for the week to feed 7 people. I took stock of what was already in my pantry and filled it in at the grocery store.

Used 80 cents in fuel perks to fill up my car at $2.18/gallon. Spent $27.77 to fill up.

Used $40 in swagbucks to buy 25# and 50# pet food storage containers. Spent 78 cents out of pocket.

Made all meals at home.

Decluttered my purse.


Tuesday, October 21, 2014

Simplifying Yard Work




These days, I am ever so busy between work, home and family, but I am happy. Little by little progress is being made in our finances, home, and yard.

We spent Sunday working in the yard. Bushes that wrapped around our home were pulled up, holes were filled in, and then we cleaned the house exterior with bleach and the pressure washer. 

Before


 After



After

I am simplifying the yard as well! We are going to let the bare spots fill in with grass and call it good.  

With both of us working full time we don't want to spend our weekends doing tons of yard work, so the simpler the better! Besides bushes are hiding spots for mosquitoes and wasp nests and I can do without those, thank you very much.


Monday, October 13, 2014

Projects






Sunday was a very productive day at home. Alfred and I finally got around to decluttering the dumping ground carport and two outside storage rooms. We got rid of a ton of stuff and organized what was left. All of this was accomplished in approximately three hours.

Afterwards I made us lunch then we got showers and took a glorious nap. I also got all the laundry done and dinner was barbecue chicken cooked in the crock pot with macaroni salad as a side dish.

Next weekend, we're working on the backyard. Lots to be done there! There are always more projects than I have time for, but it is so satisfying to get these things done and watch the transformation unfold.

Today, I'll be working inside cleaning and seeing what else I can declutter. Though I have gotten rid of so much already, there are still areas that need going through. In time, all will be done. I just do what I can as I can get to it. 

Are you working on any projects? Please share. I'd love to hear from you!

Friday, October 10, 2014

Frugal Doings






Added $7.86 to the change jar.

Saved 20% of my check or $77.39.

Sent $250 extra on top of the minimum payment to cc#1. Balance is now $1,126.51.

Created a menu and a list before shopping.

Ate all meals at home.

Was able to open the windows while I was off this past weekend and turn the AC off during the day.

Read frugal blogs for inspiration. Frugal Queen is my go to for a swift kick in the pants!

Things I need to do or improve:

Making Alfred's lunch for work. 

Have a family meeting. We've added two people to the household and my utility bill has jumped $100 in one month! Big no-no....


What frugal things have you done this week? Please share in the comments!